Financial Fitness For The Workplace

SERVICES

At Eolas Financial Wellbeing we recognise that employees financial concerns, and changes within your organisation, have an impact on the wellbeing of your employees. As a result, our services have been designed to support your company goals and requirements, every step of the way:

Our support includes:

• Initial survey and evaluation of company requirements;

• Customization of all seminars / seminar program's in conjunction with company decision makers;

Pre-event communication content to assist with promoting the program and engaging employees;

• Participation reports with employee feedback; &

• Certificate's for use in marketing the company as a leader in employee financial education and benefits.

 

START WITH YOUR COMPANY NEEDS:


Boost Motivation & Productivity


Do you want to improve morale, loyalty and  engagement by helping employees manage their finances better and understand their benefits?

 

Then take a look at the following seminars & services:


Tackle Employee Absenteeism

 

A growing body of evidence shows that anxiety about finances leads to poorer mental, physical and social well-being, which can affect attendance and performance at work.

 

If you would like to tackle absenteeism within the workplace, chat to us about the following seminar options:

 


Lead Through

Times Of Change


Do you need to educate and guide employees through life changes?

Then take a look at the following:

 

CHOOSE FROM OUR RANGE OF IMPACT SERVICES:

SEMINARS & CLINICS

Better
Money
Management Seminar

Our Better Money Management seminar is designed to provide employees with practical steps to improve the way they manage their personal & household finances.

 

As favoured by many of our employer clients, this seminar can be tailored to highlight important financial benefits provided to employees by employers such Death-In-Service entitlements, Income Continuance Benefits, Sick Leave Benefits, Health Insurance contributions and complimentary Pension Contributions which can further enhance the employers positive reputation among their employees.

 

This seminar is designed to be interactive and we encourage attendee’s participation!

 

Contact us if you'd like to hear more.

Our Tax Workshops are designed to provide employees with practical and easy to understand advice on their PAYE, PRSI and USC payslip deductions, as well as a broad outline of how their tax liability is calculated.

 

Our tax workshops provide practical guidance on the tax credit system, making claims for tax refunds, declaring non-PAYE income and various tax deadline dates.

 

For those employers offering employee share purchase schemes, we provide an overview of the Relevant Tax on Share Options (where applicable) & Capital Gains Tax systems.

 

This seminar is designed to be interactive and we always encourage attendee participation!

 

Contact us if you'd like to hear more.

Understanding Tax & Payslip Deductions

 

Better Banking & Budgeting Seminar

Whether a newly married couple looking to organise their finances or a household looking for a strategy to gain control of spending, this seminar is designed to provide employees with practical & proven steps to formulate a household banking & budgeting strategy.

 

From understanding how much it takes to properly manage a household each month, to understating how your spending preference impacts on your household’s finances, this seminar is designed to help employees formulate a banking & budgeting strategy that provides control to employees over their money.

 

The ability to create & manage an evidenced based household budget can significantly reduce employee stress and provides obvious benefits to you as an employer.

 

This seminar is designed to be interactive and we encourage attendee’s participation!

 

Contact us if you'd like to hear more.

Whether a first-time buyer or looking to trade up, preparing a mortgage application can be a stressful time for employees. Therefore, this seminar is designed to provide employees with a full understanding of the lending criteria as set by the Central Bank and to provide specific information that the main lending institutions require when assessing a mortgage application.

 

The seminar includes practical examples of the mortgage application process and general timelines involved in making a successful mortgage application.

 

This seminar is designed to be interactive and we encourage attendee’s participation!

 

Contact us if you'd like to hear more.

Preparing for a Successful Mortgage Application Seminar

'What Can I expect In Retirement?' Seminar

Our 'What Can I Expect In Retirement?' Seminar is designed to provide employees with practical advice on the financial & taxation consequences of retirement as well as comparisons between their pre & post retirement finances. The seminar highlights the various tax benefits of retirement planning and this seminar can be tailored to emphasise specific retirement benefits available from working within your organisation.

 

The seminar highlights how an employee’s existing pension scheme integrates with possible benefits payable from the Department of Social Protection upon leaving employment and reminds employees of how to go about claiming any retained retirement benefits from previous employments where relevant.

 

This seminar is designed to be interactive and we encourage attendee’s participation!

 

Contact us if you'd like to hear more.

Where an employer is planning to introduce a redundancy program, whether compulsory or voluntary, our Financial Well-being Experts will work with employers to assist affected employees through the transition process. These individual clinics will provide employees with the opportunity to have personal queries answered confidentially by our Financial Wellbeing experts.

 

Due to the sensitive nature of the topic, we encourage all employers introducing a redundancy programme to offer 1:1 clinics only to employees. We will discuss your specific requirements with you during our initial meeting and our Individual 1:1 Employee Clinics can then be delivered over full or half day sessions to suit you and your employees.

 

Contact us if you'd like to hear more.

Individual Redundancy Clinic

1-2-1
Individual Employee Clinic

Our 1:2:1 Employee Clinics can be organised in conjunction with any of our group seminars or on a standalone basis and they provide your employees with the opportunity to discuss their personal finance queries through confidential 1:2:1 meetings during working hours.

 

The agenda for these 1:2:1 clinics is set by the employee and your employees will have their personal queries answered by Certified Financial Planners®.

 

Contact us if you'd like to hear more.

EMPLOYER GROUP SERVICES

Group
Pension
Plans

Group or Company Pensions Plans

 

What are group or company pensions?

Group pensions are typically a defined contribution pension arrangement which employers can offer to their workers as an employment benefit. Members of group pensions build up a personal pension pot via personal contributions, employer contributions and avail of tax benefits. At retirement, members then convert into tax free income and ongoing income into retirement.

 

How does Eolas Money help your company when it comes to Group Pension Plans?

Eolas Money helps employers to design and implement Group Pension Plans for employees. We source the market to identify and set up the most appropriate plan for you and your employees.

 

What are the Benefits of engaging Eolas Money to help you with your Group Pension Plan?

  • We will research the market and talk you through all the options to identify the right plan for your company.
  • We will then oversee the day to day running of the scheme to minimise the administrative burden to you, the employer.
  • We hold Annual Pension Review Clinics in your workplace for employees to allow for changes in circumstances, salaries, attitude to risk etc., and to manage queries that may arise.
  • We also provide bespoke rather than generic financial planning guidance for employees on their risk profile, fund options, contribution levels, tax savings etc.,
  • We provide you with a clear & transparent charging structure for the set-up, ongoing administration and review of your group pension scheme.

 

 

Contact us if you'd like to hear more.

Group Death-in-Service Benefits

 

What are Group Death-in-Service Benefits?

Group Death in Service is life assurance provided by a company for its employees (i.e. the premiums are paid by the employer to cover the employees). It provides a lump sum (and, sometimes, a dependent’s pension benefit) on the death of a member of a scheme.

This is a way for an employer of providing financial security to the family of an employee in the event of that employee’s death during service. Having Group Life cover in place means employers can contribute invaluable financial support to beneficiaries. Group Life cover also plays a role in attracting and retaining staff, as it clearly demonstrates a business's commitment and care to employees.

 

How does Eolas Money help your company when it comes to Group Death in Service Plans?

Eolas Money helps employers to design and put in place Death in Service arrangements for employees. We source the market to identify and set up the most competitive and suitable plan for you and your employees.

 

 

Contact us if you'd like to hear more.

Group
Death-In-Service Benefits

Group
Income Protection Benefits

Group Income Protection Benefits

 

What is Group Income Protection Benefit?

Income Protection Benefit is designed to provide an income for employees if they are unable to work for a prolonged period of time due to illness or injury. Payment begins once a pre-determined period called the "deferred period" has passed since the onset of the condition leading to the claim. The deferred period differs according to the specific terms of each policy, but can range generally from 13, 26 or 52 weeks.

 

Loss of income due to illness or injury is a real concern for employees. Therefore, employees perceive Income Protection Benefit provided by their employer as being a very valuable benefit which is normally a huge benefit in attracting and retaining employees.

 

How does Eolas Money help your company when it comes to Group Income Protection Benefits?

Eolas Money helps employers to design and put in place Income Protection arrangements for employees. We source the market to identify and set up the most competitive and suitable plan for you and your employees.

 

 

Contact us if you'd like to hear more.

Group Health Insurance Plans

 

How does Eolas Financial Wellbeing help your company when it comes to Group Health Insurance Plans?

 

Eolas Wellbeing helps employers to design and put in place Health Insurance plans for employees. Via our independent financial planning arm, Eolas Money, we source the market to identify and set up the most competitive and suitable plan for you and your employees.

 

What is group Health Insurance?

 

A group health insurance plan is a health insurance plan that provides healthcare coverage to a select group of people. Due to the increased cost of private health insurance, Group health insurance plans are one of the major benefits offered by many employers to attract and retain new employees. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group or they can be tailored based on the requirement of the employer.

 

Contact us if you'd like to hear more.

 

 

Group
Health Insurance
Plans

 

Ard Gaoithe Commercial Centre, Cashel Road, Clonmel, Co. Tipperary

Phone: 052 6129696

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